Medicare is a federal health insurance program designed primarily for individuals aged 65 and older. It also provides coverage for those under 65 who have received Social Security disability benefits for at least 24 months or have specific conditions, such as end-stage renal disease or certain permanent disabilities.

At Care For Healthcare, we simplify the Medicare process, helping you find the right plan to meet your needs. Contact us at 1-904-842-4623 or [email protected] to explore your Medicare options today!

Medigap, also known as a Medicare Supplement Plan, is offered by private insurance companies to cover costs that Original Medicare (Parts A and B) doesn’t, such as copayments, coinsurance, deductibles, and excess charges. These plans provide predictable healthcare budgeting and reduce your out-of-pocket expenses.

At Care For Healthcare, we help you choose the perfect Medigap plan to complement your Medicare coverage. Contact us at 1-904-842-4623 or [email protected] to find the right plan for your needs!

Medicare Advantage Plans, also known as Medicare Part C, are health plans offered by private insurance companies contracted with Medicare. These plans provide all your Part A (hospital) and Part B (medical) benefits, operating similarly to traditional insurance with doctor and hospital networks, deductibles, and co-pays. Many plans also include additional benefits like vision, dental, prescription drug coverage, and more.

At Care For Healthcare, we guide you to the Medicare Advantage plan that best fits your lifestyle and healthcare needs. Contact us at 1-904-842-4623 or [email protected] to learn more and find the perfect plan today!

Medicare consists of four key parts, with “Original Medicare” (Parts A and B) forming the foundation of your health insurance coverage. Below, we break down each part to help you understand your options.

Part A: Hospital Insurance

Part A covers inpatient care, including hospital stays, skilled nursing facility care, hospice care, and some home health services, ensuring your critical healthcare needs are met.

Part B: Medical Insurance

Part B helps pay for doctor visits, outpatient procedures, lab tests, X-rays, preventive services, and other medical care to keep you healthy and supported.

Part C: Medicare Advantage

Offered by private insurers contracted with Medicare, Part C (Medicare Advantage) combines Parts A and B coverage. These plans often include additional benefits like vision, dental, or prescription drugs, serving as an alternative to Original Medicare.

Part D: Prescription Drug Coverage

Part D provides prescription drug coverage, available to all Medicare beneficiaries. Many Part C plans include Part D, but you can add it to other plans if not already included.

Most people become eligible for Medicare at age 65. As you near this milestone, understanding your Initial Enrollment Period (IEP) is key. This seven-month window starts three months before your 65th birthday month, includes your birthday month, and extends three months after.

Enrolling during your IEP ensures you secure Medicare coverage without penalties or delays.

At Care For Healthcare, we’re here to guide you through the process and help you choose the right plan for your needs. Contact us at 1-904-842-4623 or [email protected] to get started today!

If you’re turning 65 and still working, you can choose to enroll in Medicare or continue with your "creditable" employer group coverage. To make the best decision, you need to compare the costs and benefits of each option.

From our experience at Care For Healthcare, about half of our clients find group coverage more cost-effective, while the other half benefit more from Medicare. Consider factors like premiums for group coverage versus Medicare plans, as well as coverage details such as deductibles, copays, doctor networks, and additional services.

Our team at Care For Healthcare is here to help you evaluate your options and select the plan that best fits your needs and budget. Contact us at 1-904-842-4623 or [email protected] for personalized guidance today!

Care For Healthcare is a family-owned insurance brokerage based in Ponte Vedra, Florida, specializing in Healthcare, which includes Medicare and Under 65 Health Insurance. With years of experience, we’ve assisted thousands of Medicare clients in finding the right coverage. Our mission is to align our goals with yours, providing personalized, year-round support to ensure your healthcare needs are met.

Unlike agencies offering multiple insurance products, we focus solely on Healthcare, mastering its details to empower you with informed choices. Licensed in multiple states, we’re here to guide you every step of the way.

Contact us at 1-904-842-4623 or [email protected] to start your Medicare journey with confidence!